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Lesson: Finance Your future

Icebreaker

What was the most amusing Internet item you came across lately?

Prayer

Thank You, Father, that You have a plan for us and it is better than we can imagine.

Key Scripture

2 Kings 4:1–2 ESV, emphasis added: “Now the wife of one of the sons of the prophets cried to Elisha, ‘Your servant my husband is dead, and you know that your servant feared the Lord, but the creditor has come to take my two children to be his slaves.’ And Elisha said to her, ‘What shall I do for you? Tell me; what have you in the house?’ And she said, ‘Your servant has nothing in the house except a jar of oil.’”

The Big Idea

Our environment may set the financial stage for us, but it does not have to determine our financial future. The widow’s past was devastating her finances because her husband had unwisely made no preparations for his family in the case of his death. She found herself in debt. and the creditors had to be appeased. A time like this is not a time to just hope God rains down dollar bills on you. The prophet asked the widow a practical question: “What do you have in the house?” She had to combine faith in the miraculous with practicality of her financial wherewithal to allow God to rescue her and her children.

Discussion

Have you ever had the Lord rescue you from a financial dilemma? Share with the group.

The first practical thing you must do is to analyze your behavior. What do you have in your house? This is the law of awareness.

Open your eyes; numbers never lie. Check your credit card bill. Balance your checking account monthly. Review direct withdrawals. After you objectively analyze your finances, have a pro go over it as well. Check your cash flow. The first step is knowing where every dollar goes. Consider a budget; it is like the gas gauge on your car. Knowledge is power. Be willing to deep-freeze decisions; wait 30 days before making large purchases. Listen to sound advice, and be ready to make adjustments. Proverbs 3:6 (NLT) says, “Seek his will in all you do, and he will show you which path to take.”

Discussion

How difficult is it for you to cut back in certain areas? Do you feel your eyes are open? Share with the group.

Ways to follow growth are to be under spiritual authority and to heed sound financial advice. Thinking about the future is spiritual. Proverbs 13:22 (NLT, emphasis added) says, “Good people leave an inheritance to their grandchildren, but the sinner’s wealth passes to the godly.” Yielding your finances to God gets His blessing involved in your growth.

Discussion

Like the widow, what assets do you have on hand that God can bless? Are you following growth?

Application

Know where you stand, and plan for the future. Protect your family with life insurance and sound financial decisions. You have a spare tire in your car; in the same way, you should have money saved for emergencies.

Action Point

Trust God to guide you into a better future financially than the environment your past has put you into. Actively pursue sound advice. Attend Financial Peace University to learn more and develop your money management skills.

For You, the Leader

  1. Instruct group members to do the following:
    • Pray for and touch base with another member before next week.
    • Invite someone to the group next week and/or to attend a church service with you.
    • Encourage someone this week.
  2. Remind the group about outreach. Find out which outreach will be taking place in the zip code closest to your group and participate. One of the greatest joys of life in Christ is serving others!
  3. What is the next step for each member of your group? Whether it is water baptism, Cultivate, or A-Team/B-Group leadership, encourage them in it. Also encourage all members to read their Bible and pray daily.
  4. Close in prayer, asking for any specific prayer requests.
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